Students have many options for financing the cost of college. Loans are just some of those options. However, all avenues for securing scholarships and grants should be pursued before trying to find a loan. This is because scholarships and grants do not have to be paid back, while loans do. There are many different types of loans available for consideration, and many factors of which you should be aware. (more…)

If you’ve recently finished school and are currently in your six-month grace period before you have to make your first student loan payment, you may have questions about the best way to tackle your debt. Yes, you can simply make monthly payments on your various loans, but with a little planning, you can save thousands of dollars, minimize your monthly payments, and improve your credit score in the process. (more…)

There’s no way around it. If you took out student loans to pay for college, you have to pay them back. That can be hard to do, whether you’re still in school, trying to start your life outside it, or even 10 years down the line. You borrowed the money, you used it, and you have to pay it back. (more…)

If you are high school senior or a college student you most definitely should have your attention on your financial condition. If you don’t instead of majoring in your field of choice you will be majoring in college debt. Federal student loans are offered to most students entering college. Many students would not be able to attend their chosen College or University if it were not for College Loans. For that reason so many students get into large amounts of debt and have problems with student loan repayment after graduation. (more…)

One of the phrases that parents dread the most is this: college money. As soon as their child is born, parents tend to think about the future and actually make plans for their kids.

They instinctively think of a profession that they want their children to have in the future: some want their kids to be the next Bill Gates, a big-company CEO or a world famous surgeon. (more…)

The first thing you should do is file a Free Application for Federal Student Aid (FAFSA). This will automatically apply for grants, loans, and scholarships that are granted to the general continuing education public. (more…)

More Americans are attending and departing college in debt. Are you one of those students? Reportedly, compared to a decade ago, there are many more students borrowing large amounts of money to pay for college than ever before. Almost 10% of College Graduates are graduating with at least $40,000 in college debt. Getting caught up in debt because you are borrowing to pay for college is bad but coupling that with credit card debt is the worst thing you can do. Your credit score is negatively affected by large amounts of debt. (more…)

So you are ready for college! You are now about to embark on more intense years of studying and learning. You must be eager to experience college life. (more…)

Many people mistakenly cheat themslves out of College Financial Aid they are entitled to. Check to make sure you don’t make these mistakes about College Financial Aid. (more…)

College is not a luxury for anyone seeking a lucrative career; the difference in lifetime earnings between a high school graduate and a college graduate is over $1 million and climbing. However, no matter how much time parents spend fretting about college most families are still at a loss as to how to pay for it. Below are the Top 10 Myths of College Funding and a reality check for each. (more…)